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Ingo Payments · Notify — Managed Parties
One call. Every step managed.
Single and multi-party. Fully orchestrated from notification through approval and delivery.
Notify — Managed Parties is the preferred integration for all new programs. It delivers the complete managed disbursement lifecycle from a single API call — recipient notification, identity verification, OFAC screening, client-configured payment selection with amount-based thresholds, and real-time webhook updates at every stage. Standard single-recipient disbursements are fully supported, and multi-party orchestration is available today for programs that require approval gating or interested party visibility within the standard disbursement flow. Additional notification types — including standalone enrollment and recurring disbursement flows — are on the roadmap and will be prioritized based on client demand.
SMS delivery options — Notify can send recipient notifications via SMS through Ingo-managed delivery or through your own SMS infrastructure. With Ingo-managed SMS, Ingo sends directly to recipients and manages consent collection — though notifications identify Ingo as the sender rather than your brand. Many clients integrate their own SMS platform for full brand control, directing recipients to the Ingo-hosted disbursement URL. Both approaches are supported. See Custom Domain & DNS Setup for details, or ask your Integration Manager which approach fits your program.

Capabilities

Multi-Party Orchestration

Define up to three party roles per transaction. Recipients receive and claim funds. Approvers actively gate the disbursement — funds do not release until all designated approvers have acted. Interested Parties receive visibility into the transaction without taking any action.
Coming Soon
Role Delegation — Approvers will be able to delegate their approval authority to another party at any point in the lifecycle. Tell us this matters to your program →

Single-Recipient Disbursements

Every capability available in a single-recipient flow is fully supported. Notification, identity and OFAC screening, client-configured payment options with amount-based thresholds, account tokenization, and real-time webhook updates at every status change — all managed by Ingo from a single staged notification.

Recipient Enrollment

In Development
Collect payment preferences independently of any disbursement. The fully hosted enrollment experience will present your configured payment options through the Embedded Account Capture interface — no portal or payment UI to build or host. On completion, Ingo returns a customer_account_token ready for use in any future disbursement. Tell us this matters to your program →

Recurring Disbursements

In Development
Decouple enrollment from payment for programs that disburse on a recurring cadence. Enroll a recipient once; stage subsequent disbursements against their token without re-collecting account details or re-running the hosted experience. Ideal for payroll, earned wage access, insurance premiums, and recurring financial programs. Tell us this matters to your program →

API Reference

Notify — Managed Parties exposes one staging endpoint. Cancellation of a staged notification before the recipient has claimed uses the shared Notify Cancel endpoint.

Notify — Stage

Submit a notification with recipient details, party roles, disbursement intent, and notification type. Ingo immediately begins the managed lifecycle on your behalf.

Notify — Cancel

Cancel a staged notification before the recipient has claimed their disbursement. Managed Parties shares the Cancel endpoint with Notify — Classic.