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Documentation Index

Fetch the complete documentation index at: https://developers.ingopayments.com/llms.txt

Use this file to discover all available pages before exploring further.

Ingo Payments · Developer Hub
Build the future of intelligent disbursements
APIs, SDKs, and integration guides for every stage of your build — from first call to production launch.
Ingo Banking Platform is now live. Routable accounts, card issuance, KYC/KYB, and ledger management for fintech programs — available to beta clients today. See what’s new →

Choose your integration path

Every Ingo Payments product is built on the same HMAC-SHA512 authenticated REST foundation. Choose the product that fits your architecture — or combine them to build end-to-end disbursement workflows.

IngoPay API

API · Direct integrationPush payments via card, ACH, check, PayPal, and Venmo. Full verify → process → webhook lifecycle. Best for teams that want direct API control over every disbursement.

Embedded Account Capture

SDK · Drop-in UIPCI-compliant iFrame SDK for recipient account tokenization. Zero card data on your servers — Ingo returns a customer_account_token for future process calls.

Notify — Classic

SaaS · Single recipientManaged recipient engagement for disbursements. Ingo handles authentication, identity verification, OFAC screening, and risk controls on your behalf.

Notify — Managed Parties

SaaS · Orchestrated flowEverything in Notify — Classic, plus full party orchestration across recipients, approvers, and joint recipients with role delegation and engagement lifecycle management.

Ingo Banking Platform

BaaS · Now liveRoutable bank accounts, debit cards, KYC/KYB, and ledger management for fintech programs. Full Banking-as-a-Service API — live with beta clients today and scaling rapidly. Contact your integration manager to get started.

Partnership Onboarding

What to expect during onboarding.

Legal

Terms of service and legal documentation.

Compliance

PCI DSS, OFAC, SOC 2, and regulatory requirements.

Product & Risk Configurations

Client-level risk and product configuration options.