Stage Disbursement

curl --request POST \
  --url https://payapi-sandbox.ingo.money/gateway/v4/notify \
  --header 'Authorization: <api-key>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "request": {
    "participant_id": 12345,
    "timestamp": 1745356800
  },
  "transaction": {
    "transaction_amount": {
      "amount": 250,
      "currency_code": "USD"
    },
    "participant_unique_ids": {
      "participant_unique_id1": "a4f1b2c3-d456-789e-f012-34567890abcd",
      "participant_unique_id2": "b5e2c3d4-e567-890f-a123-456789012345"
    },
    "workflow_id": 1,
    "notify_type": 0,
    "sender": {
      "name_personal": {
        "first_name": "Alex",
        "last_name": "Rivera"
      },
      "contact_address": {
        "address1": "100 Innovation Way",
        "city": "Anytown",
        "state": "GA",
        "zip": "00000"
      },
      "contact_telcom": {
        "email": "noreply@example.com"
      },
      "sender_account": "sender-acct-001"
    }
  },
  "transaction_parties": [
    {
      "settings": {
        "client_provided_id": "party-001",
        "role": 0,
        "classification": 1,
        "recipient_enabled": 1
      },
      "name_personal": {
        "first_name": "Alex",
        "last_name": "Rivera"
      },
      "contact_telcom": {
        "email": "johnny.rockets@example.com",
        "phone_mobile": "5555550100"
      },
      "contact_address": {
        "address1": "100 Innovation Way",
        "address2": "",
        "city": "Anytown",
        "state": "GA",
        "zip": "00000"
      },
      "authentication": [
        {
          "field_label": "Last 4 SSN",
          "field_order": 1,
          "validation_type": 1,
          "match_failure_type": 1,
          "value_format": "XXXX",
          "client_provided_value": "1234"
        }
      ],
      "notification": [
        {
          "field_label": "Account",
          "client_provided_value": "Checking Account ending 5678"
        }
      ]
    }
  ]
}
'

import requests

url = "https://payapi-sandbox.ingo.money/gateway/v4/notify"

payload = {
    "request": {
        "participant_id": 12345,
        "timestamp": 1745356800
    },
    "transaction": {
        "transaction_amount": {
            "amount": 250,
            "currency_code": "USD"
        },
        "participant_unique_ids": {
            "participant_unique_id1": "a4f1b2c3-d456-789e-f012-34567890abcd",
            "participant_unique_id2": "b5e2c3d4-e567-890f-a123-456789012345"
        },
        "workflow_id": 1,
        "notify_type": 0,
        "sender": {
            "name_personal": {
                "first_name": "Alex",
                "last_name": "Rivera"
            },
            "contact_address": {
                "address1": "100 Innovation Way",
                "city": "Anytown",
                "state": "GA",
                "zip": "00000"
            },
            "contact_telcom": { "email": "noreply@example.com" },
            "sender_account": "sender-acct-001"
        }
    },
    "transaction_parties": [
        {
            "settings": {
                "client_provided_id": "party-001",
                "role": 0,
                "classification": 1,
                "recipient_enabled": 1
            },
            "name_personal": {
                "first_name": "Alex",
                "last_name": "Rivera"
            },
            "contact_telcom": {
                "email": "johnny.rockets@example.com",
                "phone_mobile": "5555550100"
            },
            "contact_address": {
                "address1": "100 Innovation Way",
                "address2": "",
                "city": "Anytown",
                "state": "GA",
                "zip": "00000"
            },
            "authentication": [
                {
                    "field_label": "Last 4 SSN",
                    "field_order": 1,
                    "validation_type": 1,
                    "match_failure_type": 1,
                    "value_format": "XXXX",
                    "client_provided_value": "1234"
                }
            ],
            "notification": [
                {
                    "field_label": "Account",
                    "client_provided_value": "Checking Account ending 5678"
                }
            ]
        }
    ]
}
headers = {
    "Authorization": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    request: {participant_id: 12345, timestamp: 1745356800},
    transaction: {
      transaction_amount: {amount: 250, currency_code: 'USD'},
      participant_unique_ids: {
        participant_unique_id1: 'a4f1b2c3-d456-789e-f012-34567890abcd',
        participant_unique_id2: 'b5e2c3d4-e567-890f-a123-456789012345'
      },
      workflow_id: 1,
      notify_type: 0,
      sender: {
        name_personal: {first_name: 'Alex', last_name: 'Rivera'},
        contact_address: {address1: '100 Innovation Way', city: 'Anytown', state: 'GA', zip: '00000'},
        contact_telcom: {email: 'noreply@example.com'},
        sender_account: 'sender-acct-001'
      }
    },
    transaction_parties: [
      {
        settings: {
          client_provided_id: 'party-001',
          role: 0,
          classification: 1,
          recipient_enabled: 1
        },
        name_personal: {first_name: 'Alex', last_name: 'Rivera'},
        contact_telcom: {email: 'johnny.rockets@example.com', phone_mobile: '5555550100'},
        contact_address: {
          address1: '100 Innovation Way',
          address2: '',
          city: 'Anytown',
          state: 'GA',
          zip: '00000'
        },
        authentication: [
          {
            field_label: 'Last 4 SSN',
            field_order: 1,
            validation_type: 1,
            match_failure_type: 1,
            value_format: 'XXXX',
            client_provided_value: '1234'
          }
        ],
        notification: [
          {field_label: 'Account', client_provided_value: 'Checking Account ending 5678'}
        ]
      }
    ]
  })
};

fetch('https://payapi-sandbox.ingo.money/gateway/v4/notify', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://payapi-sandbox.ingo.money/gateway/v4/notify",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'request' => [
        'participant_id' => 12345,
        'timestamp' => 1745356800
    ],
    'transaction' => [
        'transaction_amount' => [
                'amount' => 250,
                'currency_code' => 'USD'
        ],
        'participant_unique_ids' => [
                'participant_unique_id1' => 'a4f1b2c3-d456-789e-f012-34567890abcd',
                'participant_unique_id2' => 'b5e2c3d4-e567-890f-a123-456789012345'
        ],
        'workflow_id' => 1,
        'notify_type' => 0,
        'sender' => [
                'name_personal' => [
                                'first_name' => 'Alex',
                                'last_name' => 'Rivera'
                ],
                'contact_address' => [
                                'address1' => '100 Innovation Way',
                                'city' => 'Anytown',
                                'state' => 'GA',
                                'zip' => '00000'
                ],
                'contact_telcom' => [
                                'email' => 'noreply@example.com'
                ],
                'sender_account' => 'sender-acct-001'
        ]
    ],
    'transaction_parties' => [
        [
                'settings' => [
                                'client_provided_id' => 'party-001',
                                'role' => 0,
                                'classification' => 1,
                                'recipient_enabled' => 1
                ],
                'name_personal' => [
                                'first_name' => 'Alex',
                                'last_name' => 'Rivera'
                ],
                'contact_telcom' => [
                                'email' => 'johnny.rockets@example.com',
                                'phone_mobile' => '5555550100'
                ],
                'contact_address' => [
                                'address1' => '100 Innovation Way',
                                'address2' => '',
                                'city' => 'Anytown',
                                'state' => 'GA',
                                'zip' => '00000'
                ],
                'authentication' => [
                                [
                                                                'field_label' => 'Last 4 SSN',
                                                                'field_order' => 1,
                                                                'validation_type' => 1,
                                                                'match_failure_type' => 1,
                                                                'value_format' => 'XXXX',
                                                                'client_provided_value' => '1234'
                                ]
                ],
                'notification' => [
                                [
                                                                'field_label' => 'Account',
                                                                'client_provided_value' => 'Checking Account ending 5678'
                                ]
                ]
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: <api-key>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://payapi-sandbox.ingo.money/gateway/v4/notify"

	payload := strings.NewReader("{\n  \"request\": {\n    \"participant_id\": 12345,\n    \"timestamp\": 1745356800\n  },\n  \"transaction\": {\n    \"transaction_amount\": {\n      \"amount\": 250,\n      \"currency_code\": \"USD\"\n    },\n    \"participant_unique_ids\": {\n      \"participant_unique_id1\": \"a4f1b2c3-d456-789e-f012-34567890abcd\",\n      \"participant_unique_id2\": \"b5e2c3d4-e567-890f-a123-456789012345\"\n    },\n    \"workflow_id\": 1,\n    \"notify_type\": 0,\n    \"sender\": {\n      \"name_personal\": {\n        \"first_name\": \"Alex\",\n        \"last_name\": \"Rivera\"\n      },\n      \"contact_address\": {\n        \"address1\": \"100 Innovation Way\",\n        \"city\": \"Anytown\",\n        \"state\": \"GA\",\n        \"zip\": \"00000\"\n      },\n      \"contact_telcom\": {\n        \"email\": \"noreply@example.com\"\n      },\n      \"sender_account\": \"sender-acct-001\"\n    }\n  },\n  \"transaction_parties\": [\n    {\n      \"settings\": {\n        \"client_provided_id\": \"party-001\",\n        \"role\": 0,\n        \"classification\": 1,\n        \"recipient_enabled\": 1\n      },\n      \"name_personal\": {\n        \"first_name\": \"Alex\",\n        \"last_name\": \"Rivera\"\n      },\n      \"contact_telcom\": {\n        \"email\": \"johnny.rockets@example.com\",\n        \"phone_mobile\": \"5555550100\"\n      },\n      \"contact_address\": {\n        \"address1\": \"100 Innovation Way\",\n        \"address2\": \"\",\n        \"city\": \"Anytown\",\n        \"state\": \"GA\",\n        \"zip\": \"00000\"\n      },\n      \"authentication\": [\n        {\n          \"field_label\": \"Last 4 SSN\",\n          \"field_order\": 1,\n          \"validation_type\": 1,\n          \"match_failure_type\": 1,\n          \"value_format\": \"XXXX\",\n          \"client_provided_value\": \"1234\"\n        }\n      ],\n      \"notification\": [\n        {\n          \"field_label\": \"Account\",\n          \"client_provided_value\": \"Checking Account ending 5678\"\n        }\n      ]\n    }\n  ]\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://payapi-sandbox.ingo.money/gateway/v4/notify")
  .header("Authorization", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"request\": {\n    \"participant_id\": 12345,\n    \"timestamp\": 1745356800\n  },\n  \"transaction\": {\n    \"transaction_amount\": {\n      \"amount\": 250,\n      \"currency_code\": \"USD\"\n    },\n    \"participant_unique_ids\": {\n      \"participant_unique_id1\": \"a4f1b2c3-d456-789e-f012-34567890abcd\",\n      \"participant_unique_id2\": \"b5e2c3d4-e567-890f-a123-456789012345\"\n    },\n    \"workflow_id\": 1,\n    \"notify_type\": 0,\n    \"sender\": {\n      \"name_personal\": {\n        \"first_name\": \"Alex\",\n        \"last_name\": \"Rivera\"\n      },\n      \"contact_address\": {\n        \"address1\": \"100 Innovation Way\",\n        \"city\": \"Anytown\",\n        \"state\": \"GA\",\n        \"zip\": \"00000\"\n      },\n      \"contact_telcom\": {\n        \"email\": \"noreply@example.com\"\n      },\n      \"sender_account\": \"sender-acct-001\"\n    }\n  },\n  \"transaction_parties\": [\n    {\n      \"settings\": {\n        \"client_provided_id\": \"party-001\",\n        \"role\": 0,\n        \"classification\": 1,\n        \"recipient_enabled\": 1\n      },\n      \"name_personal\": {\n        \"first_name\": \"Alex\",\n        \"last_name\": \"Rivera\"\n      },\n      \"contact_telcom\": {\n        \"email\": \"johnny.rockets@example.com\",\n        \"phone_mobile\": \"5555550100\"\n      },\n      \"contact_address\": {\n        \"address1\": \"100 Innovation Way\",\n        \"address2\": \"\",\n        \"city\": \"Anytown\",\n        \"state\": \"GA\",\n        \"zip\": \"00000\"\n      },\n      \"authentication\": [\n        {\n          \"field_label\": \"Last 4 SSN\",\n          \"field_order\": 1,\n          \"validation_type\": 1,\n          \"match_failure_type\": 1,\n          \"value_format\": \"XXXX\",\n          \"client_provided_value\": \"1234\"\n        }\n      ],\n      \"notification\": [\n        {\n          \"field_label\": \"Account\",\n          \"client_provided_value\": \"Checking Account ending 5678\"\n        }\n      ]\n    }\n  ]\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://payapi-sandbox.ingo.money/gateway/v4/notify")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"request\": {\n    \"participant_id\": 12345,\n    \"timestamp\": 1745356800\n  },\n  \"transaction\": {\n    \"transaction_amount\": {\n      \"amount\": 250,\n      \"currency_code\": \"USD\"\n    },\n    \"participant_unique_ids\": {\n      \"participant_unique_id1\": \"a4f1b2c3-d456-789e-f012-34567890abcd\",\n      \"participant_unique_id2\": \"b5e2c3d4-e567-890f-a123-456789012345\"\n    },\n    \"workflow_id\": 1,\n    \"notify_type\": 0,\n    \"sender\": {\n      \"name_personal\": {\n        \"first_name\": \"Alex\",\n        \"last_name\": \"Rivera\"\n      },\n      \"contact_address\": {\n        \"address1\": \"100 Innovation Way\",\n        \"city\": \"Anytown\",\n        \"state\": \"GA\",\n        \"zip\": \"00000\"\n      },\n      \"contact_telcom\": {\n        \"email\": \"noreply@example.com\"\n      },\n      \"sender_account\": \"sender-acct-001\"\n    }\n  },\n  \"transaction_parties\": [\n    {\n      \"settings\": {\n        \"client_provided_id\": \"party-001\",\n        \"role\": 0,\n        \"classification\": 1,\n        \"recipient_enabled\": 1\n      },\n      \"name_personal\": {\n        \"first_name\": \"Alex\",\n        \"last_name\": \"Rivera\"\n      },\n      \"contact_telcom\": {\n        \"email\": \"johnny.rockets@example.com\",\n        \"phone_mobile\": \"5555550100\"\n      },\n      \"contact_address\": {\n        \"address1\": \"100 Innovation Way\",\n        \"address2\": \"\",\n        \"city\": \"Anytown\",\n        \"state\": \"GA\",\n        \"zip\": \"00000\"\n      },\n      \"authentication\": [\n        {\n          \"field_label\": \"Last 4 SSN\",\n          \"field_order\": 1,\n          \"validation_type\": 1,\n          \"match_failure_type\": 1,\n          \"value_format\": \"XXXX\",\n          \"client_provided_value\": \"1234\"\n        }\n      ],\n      \"notification\": [\n        {\n          \"field_label\": \"Account\",\n          \"client_provided_value\": \"Checking Account ending 5678\"\n        }\n      ]\n    }\n  ]\n}"

response = http.request(request)
puts response.read_body

{
  "request": {
    "participant_id": 12345,
    "timestamp": 1745356800
  },
  "response": {
    "status": "100",
    "message": "Success",
    "duration": "0"
  },
  "transaction": {
    "participant_unique_ids": {
      "participant_unique_id1": "a4f1b2c3-d456-789e-f012-34567890abcd",
      "participant_unique_id2": "b5e2c3d4-e567-890f-a123-456789012345"
    },
    "notification_id": "9876543",
    "tracer_id": "trc-20260422-001",
    "parties": [
      {
        "client_provided_id": "party-001",
        "party_id": "1"
      }
    ]
  }
}

{
  "request": {
    "participant_id": 12345,
    "timestamp": 1745356800
  },
  "response": {
    "status": "400",
    "message": "Validation Error"
  }
}