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POST
/
gateway
/
v1
/
biller
/
search
Search for a biller by account number
curl --request POST \
  --url https://payapi-sandbox.ingo.money/gateway/v1/biller/search \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "participant_id": 12345,
  "account": "12345678",
  "amount": 1010.5,
  "rail_type": "CREDIT"
}
'
{
  "status": 100,
  "client_message": "Success",
  "data": {
    "billers": [
      {
        "id": "123457",
        "name": "First Service Middle Jersey",
        "address": "PO Box 5555",
        "city": "Anytown",
        "state": "NJ",
        "zip": "00000",
        "min": "5.00",
        "max": "2000.00",
        "card_type": "NA",
        "estimated_posting_time": "Payment will post 04/22/2026",
        "estimated_posting_date": "04/22/2026",
        "credit_enabled": 1,
        "debit_enabled": 0
      }
    ]
  }
}

Body

application/json

store_id, clerk_id, and terminal_id are required when the client is configured as a retail participant (retail flag enabled in client configuration).

​
participant_id
integer
required

Unique participant identifier assigned by Ingo.

Example:

12345

​
account
string
required

Customer bill payment account number to search against.

Maximum string length: 255
Example:

"12345678"

​
amount
number<float> | null

Optional dollar amount of the intended disbursement. When provided, used to validate against biller transaction limits.

Required range: x >= 0.01
Example:

1010.5

​
rail_type
enum<string> | null

Optional rail type filter. CREDIT = push (credit) disbursement, DEBIT = pull (debit) transaction. Defaults to CREDIT when not provided.

Available options:
CREDIT,
DEBIT
Maximum string length: 6
Example:

"CREDIT"

​
store_id
string | null

Client assigned store ID. Required when the client is configured as a retail participant (retail flag enabled).

Maximum string length: 255
Example:

"STORE-001"

​
clerk_id
string | null

Client assigned clerk ID. Required when the client is configured as a retail participant (retail flag enabled).

Maximum string length: 255
Example:

"CLK-007"

​
terminal_id
string | null

Client assigned terminal ID. Required when the client is configured as a retail participant (retail flag enabled).

Maximum string length: 255
Example:

"TERM-042"

Response

Biller search successful

​
status
integer

Numeric code describing the status of the API request. 100 = Success.

Example:

100

​
client_message
string

Text description associated with the status code.

Example:

"Success"

​
data
object