Overview
API Reference
- POSTIssue User Card
- POSTGet User Card
- POSTList User Cards
- POSTActivate User Card
- POSTFreeze User Card
- POSTUnfreeze User Card
- POSTReissue User Card
- POSTGet User Card Balance
- POSTIssue Business Card
- POSTGet Business Card
- POSTList Business Cards
- POSTActivate Business Card
- POSTFreeze Business Card
- POSTUnfreeze Business Card
- POSTReissue Business Card
- POSTGet Business Card Balance
Webhooks
Freeze User Card
Freeze (suspend) a user card.
Authentication: send the program API key either in the api_key HTTP header or as an api_key JSON body field.
curl --request POST \
--url https://api.sdev.banking.ingopayments.tech/api/v4/user/routable-cards/freeze \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'api_key: <api-key>' \
--data '
{
"api_key": "YOUR_API_KEY",
"user_id": "user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef",
"id": "rcrd-ea0f3bfe-d0bd-4c72-bf29-a326b9c6656f",
"reason_code": "101"
}
'{
"status": "success",
"message": "operation completed",
"data": {
"items": [
{
"id": "rcrd-9a117b23-cc90-d1ef-8f3a-2b1c0e444f2d",
"card_type": "physical",
"last_four": "4242",
"status": "unactivated",
"user_id": "user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef",
"business_id": "buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e",
"created_at": "2026-04-16T12:34:56.000Z"
}
],
"pagination": {
"page": 1,
"per_page": 25,
"total": 100,
"sort": "created_at:desc",
"search": "jane"
}
}
}Documentation Index
Fetch the complete documentation index at: https://developers.ingopayments.com/llms.txt
Use this file to discover all available pages before exploring further.
Authorizations
Program API key identifying your integration. Pass as the api_key HTTP header (preferred) or as an api_key field in the JSON request body. Required on every request in addition to the HMAC Authorization header.
Body
Identifier of the target user. Required when the endpoint operates on a specific user.
"user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef"
Identifier of the target card.
"rcrd-9a117b23-cc90-d1ef-8f3a-2b1c0e444f2d"
Program API key. Accepted either in the api_key HTTP header or as this body field.
Short reason code accompanying the state change (optional).
Free-form reason describing why the state change occurred.
curl --request POST \
--url https://api.sdev.banking.ingopayments.tech/api/v4/user/routable-cards/freeze \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'api_key: <api-key>' \
--data '
{
"api_key": "YOUR_API_KEY",
"user_id": "user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef",
"id": "rcrd-ea0f3bfe-d0bd-4c72-bf29-a326b9c6656f",
"reason_code": "101"
}
'{
"status": "success",
"message": "operation completed",
"data": {
"items": [
{
"id": "rcrd-9a117b23-cc90-d1ef-8f3a-2b1c0e444f2d",
"card_type": "physical",
"last_four": "4242",
"status": "unactivated",
"user_id": "user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef",
"business_id": "buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e",
"created_at": "2026-04-16T12:34:56.000Z"
}
],
"pagination": {
"page": 1,
"per_page": 25,
"total": 100,
"sort": "created_at:desc",
"search": "jane"
}
}
}