Add Business Owner
Add a beneficial owner to an existing business. Required for KYB verification of businesses that have owners above the disclosure threshold.
Authentication: send the program API key either in the api_key HTTP header or as an api_key JSON body field.
curl --request POST \
--url https://api.sdev.banking.ingopayments.tech/api/v4/business/add-business-owner \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'api_key: <api-key>' \
--data '
{
"api_key": "YOUR_API_KEY",
"user_id": "user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef",
"business_id": "buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e",
"name": "Jane Doe",
"email": "jane.doe@example.com",
"address": "123 Example Street",
"phone_number": "+15555551234"
}
'{
"status": "success",
"message": "operation completed",
"data": {
"items": [
{
"id": "bown-...",
"business_id": "buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e",
"first_name": "<string>",
"last_name": "<string>",
"email": "jane.doe@example.com",
"phone_number": "+12125551234",
"date_of_birth": "1990-04-15",
"ownership_percent": 25.5,
"kyc_status": "verified"
}
],
"pagination": {
"page": 1,
"per_page": 25,
"total": 100,
"sort": "created_at:desc",
"search": "jane"
}
}
}Documentation Index
Fetch the complete documentation index at: https://developers.ingopayments.com/llms.txt
Use this file to discover all available pages before exploring further.
Authorizations
Program API key identifying your integration. Pass as the api_key HTTP header (preferred) or as an api_key field in the JSON request body. Required on every request in addition to the HMAC Authorization header.
Body
Identifier of the target user. Required when the endpoint operates on a specific user.
"user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef"
Identifier of the target business. Required when the endpoint operates on a specific business.
"buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e"
Display name.
Email address.
"jane.doe@example.com"
Street address.
Phone number in E.164 format.
"+12125551234"
Program API key. Accepted either in the api_key HTTP header or as this body field.
Social security number. Encrypted at rest.
URL or token of a selfie image used for identity verification.
Role of the owner within the business (for example director, officer).
Ownership percentage held by this owner (0 to 100).
Street address.
ISO 3166-2 two-letter state/region code.
City.
5-digit US ZIP code.
ISO 3166-1 alpha-2 country code.
Date of birth in YYYY-MM-DD format.
"1990-04-15"
curl --request POST \
--url https://api.sdev.banking.ingopayments.tech/api/v4/business/add-business-owner \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'api_key: <api-key>' \
--data '
{
"api_key": "YOUR_API_KEY",
"user_id": "user-8f3a2b1c-0e44-4f2d-9a11-7b23cc90d1ef",
"business_id": "buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e",
"name": "Jane Doe",
"email": "jane.doe@example.com",
"address": "123 Example Street",
"phone_number": "+15555551234"
}
'{
"status": "success",
"message": "operation completed",
"data": {
"items": [
{
"id": "bown-...",
"business_id": "buss-2ef94c60-5a11-4d72-a3c1-5be7fab0123e",
"first_name": "<string>",
"last_name": "<string>",
"email": "jane.doe@example.com",
"phone_number": "+12125551234",
"date_of_birth": "1990-04-15",
"ownership_percent": 25.5,
"kyc_status": "verified"
}
],
"pagination": {
"page": 1,
"per_page": 25,
"total": 100,
"sort": "created_at:desc",
"search": "jane"
}
}
}