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  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/account-tokenization-success</loc>
    <lastmod>2026-04-30T20:02:41.907Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/ach-account-number-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.821Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/ach-nameaddress-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.835Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/ach-routing-number-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.808Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/approval-decision-—-approved</loc>
    <lastmod>2026-04-30T20:02:42.322Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/approval-decision-—-declined</loc>
    <lastmod>2026-04-30T20:02:42.335Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/approvals-complete</loc>
    <lastmod>2026-04-30T20:02:42.348Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/approvals-—-payment-suspended</loc>
    <lastmod>2026-04-30T20:02:42.309Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/authentication-failure</loc>
    <lastmod>2026-04-30T20:02:42.009Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/authentication-success</loc>
    <lastmod>2026-04-30T20:02:41.996Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/card-avscvv-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.795Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/card-cnscd-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.781Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/check-canceled</loc>
    <lastmod>2026-04-30T20:02:41.677Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/check-in-process</loc>
    <lastmod>2026-04-30T20:02:42.072Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/check-issued</loc>
    <lastmod>2026-04-30T20:02:41.646Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/check-paid</loc>
    <lastmod>2026-04-30T20:02:41.663Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/check-returned</loc>
    <lastmod>2026-04-30T20:02:41.714Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/check-stopped</loc>
    <lastmod>2026-04-30T20:02:41.691Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/disbursement-request-canceled</loc>
    <lastmod>2026-04-30T20:02:42.045Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/disbursement-request-expired</loc>
    <lastmod>2026-04-30T20:02:42.031Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/disbursement-staged</loc>
    <lastmod>2026-04-30T20:02:42.116Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/dynamic-validation-failure</loc>
    <lastmod>2026-04-30T20:02:42.183Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/dynamic-validation-success</loc>
    <lastmod>2026-04-30T20:02:42.170Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/notification-bounced</loc>
    <lastmod>2026-04-30T20:02:41.981Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/notification-received</loc>
    <lastmod>2026-04-30T20:02:41.968Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/notification-sent</loc>
    <lastmod>2026-04-30T20:02:41.955Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/ofac-cleared</loc>
    <lastmod>2026-04-30T20:02:41.754Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/ofac-failure</loc>
    <lastmod>2026-04-30T20:02:41.767Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/ofac-suspended</loc>
    <lastmod>2026-04-30T20:02:41.741Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/otac-delivery-generated</loc>
    <lastmod>2026-04-30T20:02:42.197Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/otac-delivery-limit-reached</loc>
    <lastmod>2026-04-30T20:02:42.210Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/otac-validation-failure</loc>
    <lastmod>2026-04-30T20:02:42.236Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/otac-validation-success</loc>
    <lastmod>2026-04-30T20:02:42.223Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/overall-authentication-failed</loc>
    <lastmod>2026-04-30T20:02:42.262Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/overall-authentication-passed</loc>
    <lastmod>2026-04-30T20:02:42.249Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/party-notification-bounced</loc>
    <lastmod>2026-04-30T20:02:42.157Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/party-notification-received</loc>
    <lastmod>2026-04-30T20:02:42.143Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/party-notification-sent</loc>
    <lastmod>2026-04-30T20:02:42.129Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/party-role-change</loc>
    <lastmod>2026-04-30T20:02:42.361Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/payment-failed</loc>
    <lastmod>2026-04-30T20:02:42.058Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/payment-returned</loc>
    <lastmod>2026-04-30T20:02:41.727Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/payment-successful</loc>
    <lastmod>2026-04-30T20:02:42.087Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/payment-terminated</loc>
    <lastmod>2026-04-30T20:02:42.101Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/paypal-account-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.864Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/paypal-account-verification-success</loc>
    <lastmod>2026-04-30T20:02:41.850Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/recipient-canceled</loc>
    <lastmod>2026-04-30T20:02:42.275Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/rvdm-verification-failure</loc>
    <lastmod>2026-04-30T20:02:41.893Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/rvdm-verification-success</loc>
    <lastmod>2026-04-30T20:02:41.878Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/session-expired</loc>
    <lastmod>2026-04-30T20:02:41.927Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/session-terminated</loc>
    <lastmod>2026-04-30T20:02:41.942Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/api-reference/websockets/settlement-adjustment</loc>
    <lastmod>2026-04-30T20:02:42.291Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/accounts/get-balance</loc>
    <lastmod>2026-04-28T22:17:29.567Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/accounts/issue-rba</loc>
    <lastmod>2026-04-28T22:17:29.594Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/accounts/link-bank-account</loc>
    <lastmod>2026-04-28T22:17:29.590Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/authentication</loc>
    <lastmod>2026-04-29T00:57:11.624Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/cards/activate</loc>
    <lastmod>2026-04-28T22:17:29.591Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/cards/issue</loc>
    <lastmod>2026-04-28T22:17:29.590Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/cards/manage</loc>
    <lastmod>2026-04-28T22:17:29.593Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/money/book-transfer</loc>
    <lastmod>2026-04-28T22:17:29.593Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/money/payout</loc>
    <lastmod>2026-04-28T22:17:29.592Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/money/top-up</loc>
    <lastmod>2026-04-28T22:17:29.592Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/onboarding/create-business</loc>
    <lastmod>2026-04-28T22:17:29.595Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/onboarding/create-user</loc>
    <lastmod>2026-04-28T22:17:29.674Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/onboarding/verify-business</loc>
    <lastmod>2026-04-28T22:17:29.668Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/onboarding/verify-user</loc>
    <lastmod>2026-04-28T22:17:29.679Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/overview</loc>
    <lastmod>2026-04-28T22:17:29.672Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/quick-start</loc>
    <lastmod>2026-04-28T22:17:29.671Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/banking/webhooks/overview</loc>
    <lastmod>2026-04-28T22:17:29.618Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/best-practices</loc>
    <lastmod>2026-04-28T22:17:29.704Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/compliance</loc>
    <lastmod>2026-04-28T22:17:29.703Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/guides</loc>
    <lastmod>2026-04-28T22:17:29.701Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/industry-use-cases</loc>
    <lastmod>2026-04-28T22:17:29.700Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/legal</loc>
    <lastmod>2026-04-28T22:17:29.700Z</lastmod>
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  <url>
    <loc>https://developers.ingopayments.com/docs/hub/overview</loc>
    <lastmod>2026-04-28T22:17:29.698Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/partnership-onboarding</loc>
    <lastmod>2026-04-28T23:35:49.250Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/product-risk-configurations</loc>
    <lastmod>2026-04-28T22:17:29.698Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/quick-start</loc>
    <lastmod>2026-04-28T22:17:29.758Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/recipes</loc>
    <lastmod>2026-04-28T22:17:29.753Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/reporting</loc>
    <lastmod>2026-04-28T22:17:29.759Z</lastmod>
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  <url>
    <loc>https://developers.ingopayments.com/docs/hub/sdks</loc>
    <lastmod>2026-04-28T22:17:29.757Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/hub/testing</loc>
    <lastmod>2026-04-28T22:17:29.756Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/iframe/authentication</loc>
    <lastmod>2026-04-29T00:57:11.620Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/iframe/overview</loc>
    <lastmod>2026-04-28T22:17:29.758Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/iframe/quick-start</loc>
    <lastmod>2026-04-28T22:17:29.755Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/iframe/session/create</loc>
    <lastmod>2026-04-28T22:17:29.751Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/iframe/webhooks/overview</loc>
    <lastmod>2026-04-28T22:17:29.755Z</lastmod>
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  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/ancillary/biller-search</loc>
    <lastmod>2026-04-28T22:17:29.781Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/ancillary/check-cancel</loc>
    <lastmod>2026-04-28T22:17:29.778Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/ancillary/check-stop</loc>
    <lastmod>2026-04-28T22:17:29.783Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/authentication</loc>
    <lastmod>2026-04-29T00:57:11.617Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/debit/process-ach</loc>
    <lastmod>2026-04-28T22:17:29.779Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/debit/process-card</loc>
    <lastmod>2026-04-28T22:17:29.780Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/debit/process-wire</loc>
    <lastmod>2026-04-30T19:49:54.987Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/overview</loc>
    <lastmod>2026-04-28T22:17:29.777Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/process/ach</loc>
    <lastmod>2026-04-28T22:17:29.779Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/process/billpay</loc>
    <lastmod>2026-04-28T22:17:29.782Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/process/card</loc>
    <lastmod>2026-04-28T22:17:29.781Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/process/check</loc>
    <lastmod>2026-04-28T22:17:29.809Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/process/paypal-venmo</loc>
    <lastmod>2026-04-28T22:17:29.808Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/process/retail-card-present</loc>
    <lastmod>2026-04-28T22:17:29.809Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/quick-start</loc>
    <lastmod>2026-04-28T22:17:29.807Z</lastmod>
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  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/risk/risk-score</loc>
    <lastmod>2026-04-28T22:17:29.805Z</lastmod>
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  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/risk/risk-session</loc>
    <lastmod>2026-04-28T22:17:29.804Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/ach</loc>
    <lastmod>2026-04-28T22:17:29.806Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/billpay</loc>
    <lastmod>2026-04-28T22:17:29.805Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/card</loc>
    <lastmod>2026-04-28T22:17:29.807Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/check</loc>
    <lastmod>2026-04-28T22:17:29.808Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/open-banking</loc>
    <lastmod>2026-04-30T19:49:55.207Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/paypal-venmo</loc>
    <lastmod>2026-04-28T22:17:29.850Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/retail-card-present</loc>
    <lastmod>2026-04-28T22:17:29.851Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/verify/wire</loc>
    <lastmod>2026-04-30T19:49:55.205Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/ingopay/webhooks/overview</loc>
    <lastmod>2026-04-28T22:17:29.849Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-classic/authentication</loc>
    <lastmod>2026-04-29T00:57:11.616Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-classic/notify/cancel</loc>
    <lastmod>2026-04-28T22:17:29.840Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-classic/notify/stage</loc>
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  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-classic/overview</loc>
    <lastmod>2026-04-28T22:17:29.840Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-classic/quick-start</loc>
    <lastmod>2026-04-28T22:17:29.848Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-classic/webhooks/overview</loc>
    <lastmod>2026-04-28T22:17:29.877Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-managed/authentication</loc>
    <lastmod>2026-04-29T00:57:11.619Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-managed/notify/stage</loc>
    <lastmod>2026-04-28T22:17:29.871Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-managed/overview</loc>
    <lastmod>2026-04-28T22:17:29.872Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-managed/quick-start</loc>
    <lastmod>2026-04-28T22:17:29.876Z</lastmod>
  </url>

  <url>
    <loc>https://developers.ingopayments.com/docs/notify-managed/webhooks/overview</loc>
    <lastmod>2026-04-28T22:17:29.871Z</lastmod>
  </url>
</urlset>